May 25, 2024

Find out about various loan applications such as Consumer, Vehicle, Housing Loans, what the loan you need means and under what conditions you can apply…

            What is a loan?  

            It is the financing of purchasing power in return for a certain maturity and interest, provided that it is bought back. All loan needs actually arise with the thought of having the things you dream of:

            A university graduate student’s dream of getting into his own car as soon as he starts his career, a newly married couple’s dream of living in a house of their own, the dream of going on a holiday abroad are just some of the examples that can be given…

 How to get the easiest loan? 

We need a certain amount of financial support to realize our dreams and wishes. Wouldn’t you consider applying for a loan for this support you need? “Will my loan application be approved? Will I get the loan I want?” etc. Without the stress of questions, let’s learn about the conditions for applying for a loan:

            These conditions vary with each bank, and the conditions required for you to apply for a loan within the common conditions of all banks;

  • be over 18 years old
  • Have a documented income  
  • Being a citizen of the Republic of Turkey

 What are the loan types? 

Loan types for your wishes and needs;

  • Personal finance credit
  • Transport Credit
  • Housing Loan

 What is Consumer Loan? 

           The type of loan that you can use to finance your periodic, compulsory or arbitrary expenditures is called Consumer Loan . In today’s conditions, the general maturity of the Consumer Loan is limited to 36 months.

Examples of compulsory expenditures;

  • health expenditure
  • Debt payment

Examples of arbitrary spending;

  • Vacation/travel expense
  • Shopping spend

 What are the conditions for the use of Consumer Loan? 

  • be over 18 years old
  • Have a documented income
  • Being a citizen of the Republic of Turkey
  • Written consent of your spouse if you are going to mortgage and you are married
  • Payroll
  • Insurance breakdown with barcode received via e-government

You can learn how much credit you can use by taking advantage of the SKS report offered by Hiper Aktif Kredi .

 What is a Vehicle Loan (Vehicle Loan)? 

The automobile is a means of transportation that everyone needs in today’s conditions. Especially due to the health problems and pandemic we have been experiencing recently, staying away from public transportation has made it almost a necessity to own a car.

By using the Vehicle Loan             , which has more flexible terms than the Personal Consumer Loan, you can have the car you dream of and need.

 What are the conditions for the use of a Vehicle Loan (Vehicle Loan)? 

  • The vehicle you purchased is between 0 – 8 years old
  • be over 18 years old
  • Being a citizen of the Republic of Turkey
  • Down Payment (It varies according to the make and model of the vehicle.)
  • Have a documented income
  • vehicle pledge
  • Payroll
  • Insurance breakdown with barcode received via e-government

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