May 25, 2024

Marriage loan is one of the products offered by banks to meet the wedding expenses of our citizens who want to establish a new home. Citizens who want to set up a new house, and who are brooding over how to afford the wedding, can find what they are looking for with government-supported wedding loans. We can say that these banking products offer much better opportunities, especially when combined with government supports. This type of loan, which has many advantages in terms of both payment opportunities and postponement options, is currently arranged so that you can apply only from branches. Banks that provide wedding loans, especially state banks, can also be examined with consumer loan offers of private banks.


What is a Marriage Loan?

Banks can offer loan campaigns in packages such as marriage loans and wedding loans within various campaigns to their customers who want to get married, have a wedding and do not have sufficient financial means. However, in this case, it does not mean that the loan of every married person and every individual who wants to have a wedding will be approved. If you need an urgently approved loan in such cases, you should learn more about government-backed marriage loans.

The loans given by banks to individuals who cannot afford the wedding expenses can also be called wedding loans. These loans are aimed at helping couples to meet their wedding, honeymoon, furniture and other expenses.

Government Supported Marriage Loan

It is a loan facility arranged in line with the advantages offered by the state to married couples. There are requirements to qualify for a government-sponsored marriage loan . Required conditions for the loan offered by the Ministry of Family and Social Policies;

State Supported Marriage Loan Terms

  • They must be at least 18 years old and at most 24 years old. This requirement has been changed to a maximum of 26 for university graduates.
  • His record must be clean and there must be no serious crime.
  • A commission that will explain the financial impossibility should be determined.
  • Couples must not have been married before.

If the conditions are met, an application can be made to the Ministry of Family and Social Policies for a marriage loan. State-sponsored marriage loan features;

  • There is no repayment obligation in the first year.
  • A maximum of 10 thousand TL can be withdrawn in the marriage loan.
  • 36 months maturity is offered.
  • The government provides marriage loans at low interest rates.
  • If there is a child in the first year, couples have the opportunity to postpone the government-supported wedding loan for one more year.

State-supported marriage loan applications can be made from the branches of the Ministry of Family and Social Policies. You can also get information from the official site from the link below.

  • Official Site: Ministry of Family and Social Policies

All couples who meet the conditions mentioned above can apply from the provincial or district directorates of the Ministry of Family and Social Policies. Since the government support is limited to only 10.000 TL for now, you can take a loan from the private banks below for your additional expenses.

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