May 25, 2024

I Want to Get a Home Loan What Way Should I Follow?
Thanks to the mortgage loan that Garanti BBVA Mortgage offers to its customers, you can easily become a home owner with payment plans suitable for your budget. If you say you want to get a home loan, you should master the following steps to facilitate the loan buying process.

DECIDE THE HOME TO BUY!

The first line of the list of answers to questions such as I want to get a home loan or how can I get a home loan is to decide on the house or alternatives to buy before applying for a housing loan. When determining the house you will buy; you need to consider the loan down payment rate, loan amount and your monthly income. In addition, you should not forget that the value of the house will be determined through an appraisal firm directed by the bank, and as a result, an appraisal report will be created for the house you want to buy.

People who do not have a down payment to buy a house can turn to banks that give loans without a down payment. For those who say they want to buy a house without a down payment, there is a prerequisite that banks look for. This condition; is the giving of a mortgage in addition to the real estate to be purchased for the real estate that is a second residence belonging to the customer.

MAKE COMPARISONS FOR THE BEST HOUSING LOAN CALCULATION!

It is a very difficult process to find the bank that offers the most suitable payment plan and the best conditions among the banks that offer housing loans to their customers. In order to facilitate this process, you can calculate the mortgage loan for the maturity and amount you want on the Garanti BBVA Evimmatik application; You can easily make your monthly installment payments, total amounts, file costs and all other details on a single page.

REALIZE HOUSING LOAN APPLICATION!

You can calculate your home loan through the Garanti BBVA Evimmatik application, or you can submit an online application request for the loan product you have decided on, on either Garantimortgage.com or Garanti.com.tr. Within the scope of this application, the appraisal value of the house you want to buy and the loan amount you will receive are determined by the bank.

AFTER YOUR CREDIT IS APPROVED…

Undoubtedly, the most important issue that many people who say they want to get a home loan are wondering is whether they will get a loan and what the repayment plan will be if they get a loan. At this point, your credit score is one of the most important factors when taking a home loan. If the housing loan is approved, the housing loan amount is determined by considering the appraisal report and the income level of the person. Garanti BBVA Mortgage offers a payment plan that fits the individual’s budget, taking into account the income level of its customers. When all these processes are realized, your task will be to sign the loan agreement and start the deed transactions. When the title deed transfer process is completed, you can send the necessary documents to the bank and complete your housing loan process.

Leave a Reply